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Get home-grown advice - not from a bank

  • Kira Kapetanovic
  • Jan 27
  • 2 min read


I don’t work for the banks. I work for you. That’s an important difference — and one that can make a huge impact on your financial future.


Whether you’re buying your first home, upgrading, refinancing, investing, renovating, or even buying a car, my role is to help you find the right loan for your unique situation, not the one that best suits a bank’s sales targets.

Instead of you spending hours trying to compare loans, decipher fine print, and second-guess whether you’re making the right choice, I do the heavy lifting for you. I take the time to understand your goals, your lifestyle, and your longer-term plans — then match you with loan options that actually make sense for you.

And here’s the part that often surprises people: There’s no cost to you.

I’m paid by the lender you choose to proceed with, which means you get professional advice, access to a wide range of loan options, and ongoing support — without an upfront fee.*


While I’m not a bank, I work with over 40 lenders, from the Big Four through to smaller boutique and specialist lenders — all in one place. That gives you access to thousands of loan products, many of which you’d never see or be offered if you walked into just one bank.

My job is to cut through the noise. To explain what matters, flag what doesn’t, and help you avoid loans that look good on the surface but don’t stack up long-term. The end goal?To make sure you feel confident, informed, and genuinely happy with your loan — not just today, but years down the track.

If you’ve got questions, are exploring options, or just want to understand what’s possible, I’m here when you’re ready.

 
 
 

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Ph: 0490 458 745

Gold Coast, QLD

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Kira Kapetanovic is a Credit Representative (No. 532435) of Ratesonline.com.au Pty Ltd | ACN 122 052 582 | Australian Credit Licence 384404

KK Lending Pty Ltd is a Credit Representative (No. 564149) of Ratesonline.com.au Pty Ltd | ACN 122 052 582 | Australian Credit Licence 384404

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